Finance tools. A little more clarity.

Compound interest

Model regular saving, compounding and monthly contributions.

Loan repayment

Calculate payments and see a full amortisation schedule.

DCF valuation

Separate operating value, net debt and equity value.

WACC

Calculate the weighted cost of equity and debt.

Project debt capacity

Size a level-payment loan under a DSCR assumption.

Debt service coverage

Compare cash available with interest and principal due.

Savings goal

Estimate the monthly contribution needed for a target.

FIRE estimate

Explore a simplified financial-independence scenario.

Dividend yield

Compare annual dividends with the share price.

Regular investing

Explore a recurring-contribution scenario.

Rule of 72

Estimate how long a positive return takes to double capital.

Inflation-adjusted return

Compare nominal returns with inflation.

CAGR

Calculate the annualised growth between two values.

Price / earnings

Compare share price with earnings per share.

EV / EBITDA

Express enterprise value as an EBITDA multiple.

Borrowing capacity

Explore a simplified borrowing-capacity estimate.

Early repayment

Compare repayment scenarios and interest costs.

Debt payment capacity

Illustrate a debt-to-income assumption; not a lending rule.

Debt / income

Compare periodic debt payments with income.

Loan comparison

Compare the costs of two loan scenarios.

Lease vs buy

Compare simplified total-cost assumptions.

Rent vs buy

Explore a housing-cost scenario, not a recommendation.

LBO model

Explore a simplified leveraged-buyout illustration.

Internal rate of return

Estimate the return implied by cash flows.

Net present value

Discount cash flows to a common valuation date.

Payback period

Estimate when an initial outlay is recovered.

Break-even point

Compare fixed costs, price and contribution margin.

Working capital

Explore the operating working-capital requirement.

Debt / equity

Compare debt and equity funding.

EBITDA margin

Express EBITDA as a share of revenue.

Loan life coverage

Compare discounted loan-life cash flows with debt.

Levelised energy cost

Explore a simplified cost-per-energy-unit estimate.

Capex vs opex

Compare investment and operating-cost assumptions.

Project IRR

Explore a simplified project-return scenario.

Rental yield

Compare rent and costs with property investment.

Cash-on-cash return

Compare cash distributions with equity invested.

Capitalisation rate

Compare net operating income with asset value.

Price per square metre

Compare price with the area of a property.

Pinel illustration

Legacy tax illustration; eligibility and rules need checking.

LMNP illustration

Simplified letting scenario; not a tax determination.

Rent / repayment

Compare rental income with loan repayments.

Property tax estimate

Illustrative estimate, not an official tax assessment.

Sharpe ratio

Compare excess return with return volatility.

Beta

Explore relative market sensitivity.

Value at Risk

Explore the limitations of a parametric risk estimate.

Black–Scholes

Illustrate European-option valuation assumptions.

Historical volatility

Annualise historical return variability.

Two-asset portfolio

Explore a simplified allocation between two assets.

EUR / USD conversion

Convert with a supplied rate; not a live quote.

Monte Carlo

Explore simulated outcomes under model assumptions.